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ph in a word indicates that this word is Greek in origion

Phi is the 21st letter of the Greek alphabet

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Look at the following list




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When spelling was being standardized it was felt that words of Greek origin should have a "ph" where there was the Greek letter "phi" to retain some of the "greekness" of word elements like "photo-" (light), "philo-"(love) and "sopho-" (wisdom)